One to Grow On

Today’s clients want the potential to capture upside investment growth with protection against downward market movements. But low risk investing like deposit accounts have offered historically low yields for a decade, leaving investors with few options outside of equity markets. Annuities can help. An annuity is a long-term product designed for retirement purposes, and their many benefits — especially with the addition of an optional living benefit — can make them an important part of any financial strategy.


Principal protection


Strategic growth opportunities


Tax-deferred growth


Guaranteed lifetime income

Variable Annuities

Variable Annuities with Living Benefits

Guaranteed income products like variable annuities can help take some of the guesswork out of saving for retirement. Including an optional living benefit, available for an additional fee, may help make your financial strategy better in several ways. Our living benefits are designed to help add protection, growth potential, and flexibility, among their many benefits.


Protection takes many forms. It could mean the confidence that comes with helping protect your investments from market downturns, or the comfort that comes from safeguarding your retirement income. Whatever it means to you, we have options to help you protect what matters to you.

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Growth Potential

Your investment growth potential is uncapped, and you can take advantage of opportunities to lock in investment gains and grow your retirement income.


Choose from over 70 diverse investment options from well-known money managers to create a portfolio designed to meet your unique needs. Investment options may vary by product.

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Annuity owners are more confident

Sixty-nine percent of those who own an annuity agree they won’t outlive their savings by age 90 compared to 57% for those who don’t own an annuity.*

You should consider a variable annuity’s investment objectives, risks, charges, and expenses carefully before investing. Go to for prospectuses containing this and other information. Read it carefully.


All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.

Transamerica variable annuities’ range of fees and charges include 0.20%–1.50% M&E&A, 0%–8% surrender charges, current $35 and maximum $50 annual service charge, and investment option management fees. A fund facilitation fee of up to 0.60% annually may apply for certain investment options.