Short-term disability income insurance is underwritten by Transamerica Life Insurance Company, Cedar Rapids, IA or Transamerica Financial Life Insurance Company, Harrison, NY. Transamerica Financial Life Insurance Company is licensed to do business in New York, Transamerica Life Insurance Company is authorized to conduct business in all other states. This insurance may not be available in all jurisdictions. Limitations and exclusions may apply.

Short-term Disability insurance is not available in Idaho, Michigan, Montana, New Hampshire, the US Virgin Islands and Vermont.

Not for solicitation in New Mexico.