To learn more about the available services, investment options, fees and charges, conflicts of interest, or to request a copy of relevant disclosures for Transamerica Personalized Portfolios, including Transamerica Retirement Advisors, LLC (TRA) and NextCapital Advisers, Inc. (NextCapital Advisers) Form ADV Part II (Brochure) and ADV Part III/Form CRS, please call Transamerica at 866-668-0334 for further assistance.
Please download and review the Transamerica Retirement Advisors, LLC. Form CRS.
All investments involve risk, including loss of principal, and there is no guarantee of profits. Investors should carefully consider their investment objectives, risk tolerance, and investment time horizon before investing. There is no assurance that any investment will meet its stated objective. Investment advisory services are jointly offered through Transamerica Retirement Advisors, LLC and NextCapital Advisers, Inc., both registered investment advisers. All Transamerica companies identified are affiliated. Transamerica has an indirect equity interest in NextCapital Group, Inc., (“NextCapital Group” or “NextCapital”) the parent company of NextCapital Advisers, Inc. and NextCapital Software Inc. Neither Transamerica nor any affiliate controls NextCapital Group or is otherwise an affiliate of NextCapital Group for purposes of the Investment Advisers Act of 1940, as amended.
IMPORTANT: Projections or other information displayed do not reflect actual investment results, and are not guarantees of future results. There is no guarantee that your retirement goals will be achieved or that the aggregate accumulated amount will ensure a specified annual retirement spending. Results derived from this tool may vary with each use and over time.
As noted above, the Transamerica Personalized Portfolios utilize “Models”, which are defined to include algorithms and/or calculations developed by NextCapital that have inherent risks. Results derived from this tool may vary with each use and over time. Models may incorrectly forecast future behavior or produce unexpected outcomes resulting in losses. The success of using Models depends on numerous factors, including the validity, accuracy and completeness of the Model’s development, implementation and maintenance, the Model’s assumptions, factors, algorithms and methodologies, and the accuracy and reliability of the supplied historical or other data. If incorrect data is entered into even a well-founded Model, the resulting information will be incorrect. Investments selected with the use of Models may perform differently than expected as a result of the design of the Model, inputs into the Model, or other factors. The principal value of the portfolio is never guaranteed. Investment return and principal value will fluctuate with market conditions, and you may lose money.