Advanced Markets

On December 29, 2022, The SECURE 2.0 Act was signed into law. This summary provides an overview of notable provisions that will impact individuals over the next couple years.

Help owners leverage life insurance to help protect and grow their businesses. (For agent use only.)

The end of the year will be here before you know it. Explore the strategies to take advantage of before December 31.

Our first responsibility is the financial professionals we serve.

The Advanced Markets Group provides a wealth of knowledge from distinguished industry professionals, representing a variety of industries. We understand the challenges you face in today’s economic environment, and we’re committed to providing you with guidance on complex retirement, estate, and tax strategies.

The Advanced Markets Group is here to help you build your value in today's evolving marketplace.

Retirement strategies
Estate preservation
Tax strategies
Transferring wealth
Trust funding

IRAs
Charitable strategies
Gifting
Small business retirement plans
Social Security basics

Resource library

From tax strategies to year-end planning, we’re pleased to share a rich library of resources to help strengthen your business.

Annuity strategies

Whether it’s legacy planning, tax deferral, or securing a reliable income stream in retirement, make sure your clients understand the ins and outs of annuities.

Guide to Titling Annuitant-Driven Contracts
Using Annuities Within Trusts
Annuities and Required Minimum Distributions
Investment-Only Strategy

Business development

Explore guidance on essential financial planning topics like seasonal planning strategies, birthday milestones, death and divorce checklists, and more.

Annual Review Checklist
Buying A Home
Death of a Loved One Checklist
Divorce Checklist
Health Savings Accounts (HSA): FAQs
It's Your Birthday: The Milestones of Retirement
Job Loss Checklist
Marriage Checklist
Preparing for Long Term Care Needs Checklist
Retirement Savings Checklist
Saving for Education
Year-End Strategies

Business planning using life insurance

The tools you need to help business owners leverage life insurance to protect and grow their businesses.

Executive Bonus Plan
Small Business Fact Finder
Field Guide for Business Planning Using Life Insurance
Quick Reference Guide: Business Entities
Taxation of Employer-Owned Life Insurance
Key Employee Coverage Strategy Summary
Nonqualified Deferred Compensation
Basics of Buy-Sell Agreements

Estate planning

An in-depth look at legacy and estate planning, including guides to guardianship, powers of attorney, and advance healthcare directives.

A Lasting Legacy - Wealth Transfer Using Nonqualified Annuities
Beneficiary Review Worksheet
Transamerica's Guide to Estate Planning
Transamerica's Guide to Guardianship, POA and Advance Healthcare Directives

Individual planning with life insurance

The right life insurance policy can offer much more than protection alone, even acting as a financial planning tool to address a variety of needs: cash value accumulation, supplemental retirement income, estate planning, and more.

Individual Planning With Life Insurance
How Much Life Insurance Do I Need?
Needs Analysis Worksheet
Personal Accumulation Strategy
Education Planning with Life Insurance
Retirement Budget Worksheet

Retirement accounts and IRAs

Get up to speed on individual and employee-sponsored retirement specifics, wealth transfer strategies, rollovers, withdrawal rules, and more.

Accessing Retirement Accounts Prior to 59 1/2
In-Service, Non-Hardship Withdrawals
IRA Beneficiary Planning
IRA Permitted Rollover Chart
IRA Rollover Interview
IRA Rollovers - What's Right for You
Required Minimum Distributions: Quick Reference Guide
Required Minimum Distributions (RMD) Reference Guide
Roth IRAs – A Wealth Transfer Strategy

Social Security and Medicare

Looking to brush up on all things Medicare and the ins and outs of Social Security? We've got you covered. Take a look at these handy resources.

Field Guide to Social Security
Social Security Workbook
Field Guide to Medicare
Medicare Workbook

Small business retirement plans

Retirement plans aren’t one-size-fits-all. Small business owners need a plan tailored to their specific needs and workforce – here’s how you can help.

Guide to Small Business Retirement Plans

Tax resources

You can make tax time less taxing for clients. Stay on top of the ever-changing landscape with updated forms, rules, and guidance.

Guide to Form 1040
Income Tax Implications of Life Insurance Living Benefits
Tax Facts at a Glance
Navigating the Federal Tax Landscape

Wealth + Health^SM

Navigating the financial challenges that come with a client's cancer or dementia diagnosis are difficult for even the most experienced financial professional. Here are some valuable resources you might want to review so you're ready when the time comes.

Cancer Planning Field Guide
Cancer Planning Toolkit
Caregiver's Toolkit to Dementia
Caregiver's Field Guide to Dementia